Koala’s Life[KALC] ICO

[KALC]Koala’s Life

Blockchain Restructure Your Credit Life


When our daily transactions are based on our identity and financial reports, it is necessary to secure our personal information and be able to authenticate our data when necessary, this information mainly consists of social security numbers, addresses, credit scores and reputation.
In today's modern days, when transactions and communications take place on the Internet, the security and reliability of our personal data becomes a matter of concern, currently this information is stored on centralized servers by our credit bureaus and government departments / immigration departments, where data is bleached, probably in combination with limited applicability.
Identity monitoring and information validation to access the reputation and accuracy of information usually depends on centralized organizations, this affects consumers who have problems checking their credit scores in numerous credit departments, and this process takes a long time to verify a person. He estimates that centralized databases control almost 90% of our credit information, which is limited when it comes to checking our credit scores.
These centralized organizations dictate who has access to information and thereby controls our financial services, which means that in order to access financial services such as credit processing, you need to rely on a centralized organization to receive your information sure you save your credit scores.
Traditionally, the process of credit scoring has problems of applicability, due to the centralized nature of access and collection of data from the community, most people remain unused. This means that we cannot obtain financial certainty of more than 3.5 billion people whose financial data are unknown, since they are not banks.
One of the projects that revolutionizes the credit rating of the decentralized community is KOALA, promoting the collective and collective use of the decentralized community to maintain our data and records. The Koala platform will allow even the non-banking community, which can get its information on the Internet without financial risks using blockchain technology, which has proven to be an immutable and secure way to store confidential and confidential information.

Koala APP bridges the gap between community and technology, where trust is maintained by encrypting process data in distributed books and managing user behavior, for example, with credit ratings using artificial intelligence and creating an ecosystem that supports trust, where people trust each other. 
KOALA: COMBUSTION DATA 

Through Coal data mining, users will be able to maintain their behavior on the Internet, where they can be used to assess the ability of a user to repay loans by assessing their credit scores stored in fixed databases. It can help financial institutions automatically process financial transactions with an optimized identity check and credit rating check.
Traditionally, the non-banking community is still rich in unused data using blockchain technology, with which we can include millions of people who do not use financial services due to limited information on credit scores. 
KOALA: CREDIT CREDIT 

Through the use of modern technology, Koala will be able to use non-bank communities that can access decentralized financial services and their credit ratings supported by the Koala decentralized platform and allow them to control who has access to their financial information.
Platform Koala, based on Blockchain technology may allow non-bank communities to have access to financial services, allowing them to have financial records stored in immutable records, where they can build their credit scores for access to microloans and peers of financial services, 
KOALA: FINANCIAL SERVICES 

Platform Koal will provide tools that will allow the decentralized community to use blockchins and artificial intelligence to study, evaluate, and maintain credit scores based on user activity. in the chain. This process will enable financial processes to be conducted in a safe, decentralized environment where financial records are stored in unchangeable books that will facilitate the provision of equal and equal financial services. 
KOALA: GAME QUIZ

Koala users will also be able to earn Koala Tokens (KALC) in a platform quiz that will be a transparent procedure, users can use this token to use them when paying for services on the platform, and also use them to process information through a smart contract. 
KOALA: MARRIAGE AND DATING 
Users will be able to sue their identity and information about the block chain when working with dating services, information will help get rid of fake people using fake identity. The data stored and maintained by users will be able to verify their behavior and characteristics, without jeopardizing the whitening of identification data, users must agree on the use of information to proxies. 
LIFE ICO KULA
ICO Beginning September 3, 2018

ICO End 15 October 2018
Conclusions 
I believe that the use of blockchain-based identity management is the key to solving centralized traditional problems, which left people who could not be useful for the system, non-banking and unprotected. Koala is a game changer and will give power to the community, allowing them to access, control and at the same time provide their data. Traditionally, we considered such centralized organizations that were engaged in the commercialization of personal and private data and sold this information to interested parties for commercial gain. 

Koal has a mobile app that is compatible with your device, and you can download the Koala app for Android here . Ios app herefor more information about ICO projects, as well as more information about the services provided by Koal. Please check out the platform sites, technical documents and social networks below. 
Website: http://kalc.io/
Technical documentation: http://kalc.io/index1.html#whitepaper



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